The Concept of an Escrow Account and the Main Provisions of its Use in an Equity Participation Agreement

This article analyzes the use of an escrow account in the field of shared-equity construction in the territory of the Russian Federation. The definition of an escrow account, purpose, essential features, differences from the contract of participation in shared construction, as well as its advantages and disadvantages are revealed. Have characterized the model of using an escrow account in the framework of shared-equity construction, and also made predictions about its possible problems. The conclusion is formulated about the need to change the personnel policy in banking organizations in connection with the legislative updates. The relevance of the chosen topic is explained primarily by the prevalence, universality of the problem of cheating on citizens who have irretrievably lost their money due to "frozen" construction works. A few years ago, a serious discussion of problems related to shared-equity construction began at the highest state level. First of all, attention was paid to the steady increase in the number of the deceived population. The institute of escrow accounts has been chosen as a way to solve this acute problem. The purpose of this article is a comprehensive analysis of the use of an escrow account in the framework of shared-equity construction, identifying its problems. The present research is based on such methods as system-structural, modeling, analysis and generalization

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